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First Time Homebuyers: Columbia South Carolina home buying, real estate listings, and homes for sale in Richland County, SC

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home in Columbia, South Carolina? Realtors Are Your Professional Guides. Make Sure You Choose a Top Columbia, SC Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Columbia, South Carolina real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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Cosmetic Improvements >Handle Needed Repairs Early

There is a standard chain of events that occurs when an offer comes in on a home. After a meeting of the minds, the buyer often brings in a home inspector who may find a few items that need to be repaired. The real estate agent gives the homeowner a list of the requested repairs. What comes next?

In most transactions, the seller will take care of the repairs. Many sellers wait until the week before the closing to call someone to do the work, because they want to be sure that they are going to make it to the closing table before they spend money on repair work. If you are responsible for making repairs to a home you are selling, make sure you have the work done well in advance of the closing date by licensed professionals who will stand behind their work. If the work is done at the last minute and is incomplete or unsatisfactory, it could cause complications at the closing. You should provide the buyers with all the receipts and the names of the persons to contact in case there is a problem with the repairs.

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Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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FEATURED PROPERTY

Fairfield County Property
Beautiful, peaceful and private setting perfect for your dream home!
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Price: $39,000
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Edisto Beach Real Estate
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Jill Moylan, REALTORŽ, real estate agent and broker for Columbia South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Jill Moylan
Home Advantage Realty
2615 Devine Street
Columbia, SC 29205
Cell: 803-608-4663
Fax: 803-787-1773
Email: jimoylan@sc.rr.com
Jill Moylan began Home Advantage Realty more than a decade ago after recognizing a need for more personalized and responsive service in the Columbia, SC real estate industry. Since that time, she and her associates have provided high quality, professional service by limiting the number of clients served at any one time. Jill's priority is understanding your priorities. There's a better way to buy a home than spending hours in a car and on the internet. Call Jill today. Experienced. Personalized. Professional. Since 1991.

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NUMBER1EXPERT™ in real estate for Columbia, South Carolina

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